Teri Ijeoma of @tradeandtravel shares her story of faith, which led her to teaching her first students how to trade and make over $50 Million with her course, Trade and Travel. She also covers common misconceptions about what it takes to get started with investing and developing a knowledge of the financial markets. We also go deeper and discuss Teri’s journey from seminary into education as an Assistant Principal at an elementary school. We cover the pros and cons of financial success to support friends and family, and how her development as an entrepreneur has helped her establish a new sense of self-confidence. Teri’s story and passion for teaching others has helped thousands of students to experience success and financial freedom and flexibility through trading stocks and options in the stock market. Join the 5-day Take Your First Trade Challenge! https://evolveandinvest.com
Stay plugged into the Trade and Travel community: Instagram: @teriijeoma https://www.instagram.com/teriijeoma/
YouTube Channel – Trade and Travel 
/ tradeandtravel Facebook – https://www.facebook.com/investwithteri
Stay plugged into the Woman Evolve community: https://www.womanevolve.com
download the app from any mobile device’s app store, first 7 days are FREE! Want to support this ministry? Text WEGIVE to (833) 611-9066 FOLLOW US ON THE SOCIALS: Instagram: Woman Evolve and Sarah Jakes Roberts Twitter: Woman Evolve and SJakesRoberts
[Music]
foreign
how’s your week going I can tell you
already that mine is off to a fantastic
start I feel like I am fully embracing
this month’s focus of learning to shine
for me that is shining while I am
resting because to be honest my life has
been a bit of a whirlwind lately but if
you have been plugged in you already
know between moving to Dallas and
finding my way I needed some time to
just recalibrate and to remember that I
am fully equipped able and purpose to
walk in God’s will for my life you see
the reality is that sometimes we get
into these zones and it starts to feel
like God’s will for our life and our
will are completely two different things
even though we have been obedient thus
far to where God told us to go sometimes
it still feels like there’s a separation
we all love the scripture Jeremiah 29 11
before you formed me in the womb I knew
you this is what the Lord is saying to
the Prophet Jeremiah he says before
doing your mother’s womb I knew you he
says I set you apart in this scripture
and then when we’re actually set apart
we feel a little lonely we feel like we
aren’t able to step into what God has
called us to do because it does require
isolation and being set apart I want to
talk to a woman today who knows this
very well she understands fully how the
will of God can so rapidly change your
life that it begins to look foreign so
much has happened in the last seven
years of her life she went from being a
teacher and serving others in that way
too I guess still being a teacher but
this is a teacher with the caveat
because she learned how to trade stocks
I don’t think she could have anticipated
that in this seven year span of her
career that her course would become one
of the number one courses on teachable
or that she would bring in over 55
million dollars in Revenue teaching this
course and yet the reality is that even
though success feels like the ultimate
goal it’s not always providing the level
of confidence and assurance that one
would anticipate how do you shine in
God’s will when it feels like God’s will
is so foreign from anything that you
plan for your life Terry egioma is going
to teach us not just how she can put us
on game to help us get our coins up but
also how she came to a place where she
started to embrace that God’s will for
her life was to have wealth was to own
this season of her life where she could
walk with boldness and confidence and
have options and to release herself from
the idea that she had to live within
limits and boundaries in order to make
other people comfortable you are going
to be blown away by her testimony
inspired by what God did in her and
empowered to see what God would allow to
happen in your own life let’s get into
it I feel like figuring out who you are
is a journey and there’s who you are
there’s who you think you are and then
there’s two God calls you to me and you
were telling me before we started
recording that you recently had an
experience in Chicago that kind of Falls
in line with this so can you tell me
about that yes so I used to work in
full-time Ministry in Chicago and I was
the director of volunteers but I would
have to work with all these people that
were more wealthy to help serve under
resource kids in Chicago and so I would
go to all these churches and I would be
on stage and I’d tell them about our
program and then they would come and
serve but this time seven years later
I’m coming back and I’m the person that
I would have been talking to like I’m
the person that can give to the
organization I went for a meeting with
Goldman Sachs about the philosophy of
wealth and it was only with like high
net worth people and I was I was looking
like
just seven years ago like I I wouldn’t
have thought that I would be here at all
but God knew that I was going to be here
like he had already seen me in in this
bracket in this world as the future
Terry when I was crying in Ministry and
trying to just make it work and working
all all day so
the thing that I really learned is that
God sees us in our future State yeah so
he knows who we are past where we we
originally started from yeah okay so you
have to tell me what seven years is a
short amount of time to go from Terry
who was crying to Terry who was now the
very person who she would have been
speaking to in these scenarios what took
place in seven years oh my goodness
everything a world change girl
I left so I was working at um by the
hand Club was after school program I
left there to come found a school here
in Dallas it was a charter school and I
was assistant principal at elementary
school okay during that time I was
trading stocks on the side trying to
supplement my income but figured out
that you know what I want to do trading
full-time this work environment is a
little bit too toxic I just want to be
trade and living my life and traveling
all around the world so I started making
sure that I could trade enough to earn
300 a day that’s all I needed to replace
my income as assistant principal okay so
I started working at it working for
about a year working on the side trying
to see how I can do finally started
making 300 consistently and then quit my
job as assistant principal and start
traveling all around the world okay so I
was in Thailand I was in South Korea I
was in WoW Vietnam I was all over and
just trading to afford my my travels
trading to afford my own
and while I was gone people started
asking me to teach them so I was with
about there was about 20 of us that were
together and they were like Terry can we
take you to Coffee we want to learn how
to trade Terry can we can we buy you
dinner we want to learn how to trade so
I did my first class in Thailand my
second class in Vietnam and then I came
back because I had to finish Seminary I
was going to Dallas Theological Seminary
and they were like girl if you don’t
finish in seven years we’re gonna start
you all over again seven is a now that
I’m thinking about it right it’s
important for me yes
so came back to Dallas and finished up
seminary in that last week my friends
were like so we saw you on Instagram
teaching everybody else how to trade are
you going to teach us and I asked the
advice advisors at DTS dallasological
Seminary hey can I host a class my
friends want to learn how to trade about
71 people showed up and then other
people from other places so Atlanta
California started asking me well Terry
we want to learn too and I was like well
I can’t come everywhere let me put this
online I put it online this is 2018.
2018 I did my first cohort online cohort
about 35 people came girl I thought I
was balling because I was making the
same amount as my assistant principal so
I was like oh yes I’m this is amazing
but the next year it blew up I have okay
I made my first million in Revenue in
that same course in 2019. I’ve been the
number one seller on that platform for
the past three years wow and actually
it’s pretty public like one of the years
like I didn’t make one month less than a
million a month so it’s just grown and
grown and grown and so that’s how now I
can come back as
the person that is giving the money
instead of the person that’s asking for
it okay so they extended most of us know
well I won’t say most of us I’m gonna
say me and probably about two other
people know about trading or like the
little comments we get on Instagram
where it’s like come trade come trade
like what is trading stocks so let’s
just think about it like so I use I’ve
always been an entrepreneur I used to
have a candy store okay so I would go to
Costco buy Blow Pops for you know book
The Big Bang so I buy the Blow Pops for
like 10 cents a Blow Pop and then go
sell it at school for 50 cents okay
that’s literally what we’re doing in the
stock market too there’s a share of a
company let’s say a share of Nike
there’s a share of Nike and it’s going
for let’s just do round numbers a
hundred dollars we’ll buy it at a
hundred wait till it goes up to like 105
or I’m making up numbers but it goes up
a little bit and then we’ll sell it
literally the same concept as any other
business you’re trying to buy things
that are inexpensive and then sell
things that are expensive it’s a it’s
just a market and a negotiation between
buyers and sellers wow okay so I’m sure
there’s going to be lots of questions
about that as I gotta let that marinate
and sink in because that seems very
simple but it also feels very complex
considering that in seven years you were
able to teach this many people and I’m
sure they’re experiencing success too
but I want to rewind I want to know more
about like how you grew up how has no
how do I want to start this okay
as you have become more successful is
Success what you thought it would be
no no
when I made my first million
I had been working towards that for so
long I thought that it was going to feel
different but when it happened it was
like
oh is this what it is you still feel
kind of lonely because now there’s less
people who you can talk to and who get
it and understand
you’re busy yeah so the things that you
thought you would have like this freedom
and this oh man I’m gonna get to travel
and nobody’s gonna talk to me no Boo-boo
you made a business so now you’re more
busy
um so I don’t know that it felt like I
thought because I thought that it would
be like Smooth Sailing I’d be on a beach
somewhere chilling but I think I had
more of that before I had the money
because I I was more intentional with it
yeah so now I think I’m finding my
intentionality back again so I’ve
decided recently okay
you have the wealth now let’s let’s
operate in your wealth and not feel bad
or feel any kind of guilt or feel like
oh I should be doing something else but
no God has allowed you to have this now
let’s see what it looks like to operate
in it wow okay so how different is your
experience now than the experience of
the people who you knew eight years ago
and have you been able to maintain
those same connections as your life has
changed and evolved
so some yes I think the coolest thing is
I’ve been blessed with a lot of friends
that cheer for me good and that’s been a
blessing like versus you know negativity
or anything like we recently had a
conference I had a trade and travel
conference and I hosted it here in
Dallas okay and I like do you play
spades oh baby okay good if you said no
we were gonna have to stop yeah no no no
no
so we had a big competition and I
invited my Spades partner now my space
partner he been my partner for about
eight good years okay and so he came and
again it was just the same like we it
felt like we were right back in the
middle of everything so that’s been nice
okay okay so the reason why I asked that
is I do think a lot of people think that
if I achieve X Y and Z then that’s going
to somehow fix the things that have
happened in my life or that’s going to
make everything better and so I think
it’s important that we talk about the
whole journey connected to becoming
better because I think so many people
and up selling themselves short and so I
was curious to understand like what type
of work have you had to do as you have
experienced success to still be cold and
content within yourself
um this week at Walmart we’re talking
about like hope to shine as I am yeah
and the thing is that like who you are
changes from day to day and Stage to
stage and so if you could go back to who
you were
man I’m gonna say
not even seven years ago but like who
you were when you were a little girl and
what your experiences were like then
armed with what you know about yourself
now what would you tell her that she
didn’t know about herself
Harry
little girl Terry has always been a hard
worker I’m half Nigerian and half
American so I think the Nigerian part of
me has always been like I’m gonna like
I’m gonna do the best I can I’m gonna go
for it I’m gonna try to get the best
grades but I also try to make sure that
that everyone else around me was happy
like it’s not so much that I was a
people pleaser but I I think I’ve always
been a server yeah so like all my life
I’ve tried to serve and make sure okay
are you okay how can I help you and I
was the one that liked to be behind the
scenes like if we were doing a
production even though I knew that I
could be in the front if we were doing a
production I would be the one like on
the mic behind the scenes making sure
everything was good yeah right
um but I think what that led to is even
now I’ve give and give and give and give
and forget about me
and so I would tell the the younger me
like it’s also okay to Serve Yourself
yeah and that you’re just as worth it as
everybody else
and and I’d also say like so recently I
decided I was a genius oh okay all right
well sometimes you got to let yourself
know right well and here’s the reason
why I’m a genius because my dad is a
genius okay and he like literally took
the whole I guess his Whistler or
something test and he passed it so I
haven’t taken the test but I just
assumed because he was probably me too
right like some of that from me but in
the same way like I think like God is a
genius yeah and it’s okay to also like
so this is the other other point it’s
okay also to speak highly of yourself
and not humble yourself all the time I’m
just learning that like and not in a bad
way not in a braggy way but just realize
like because my dad is a genius and my
bigger father literally is a genius I am
that and embody that and and understand
it and fully embrace it so I would tell
myself that too my younger self okay
because you have said a word with this
now because we I don’t think that we
have mastered fully the idea of like yes
I am gifted and talented but like also I
don’t want to say it because I’m afraid
that owning it why do you why don’t you
think we own it if we own it then what
what do we think will happen I think we
think that our friends will disown us I
think we also think that we’ll look like
we’re bragging yeah
um I also think we feel like we’ll
isolate ourselves because we want to be
or at least for me there’s been times
where I want to be like everybody else I
want to fit in yeah and we’re afraid of
what not fitting in feels like
but now you I mean do you feel like you
are comfortable with no longer fitting
in
I just got there yeah like literally
just got there I went to Bali and I was
there for a month and I was trying to
come home
um and but I’ll say all that to say like
I went to Bali and I did some just inner
work and
I’ve been afraid to show people who I
was because I thought that they would
disown me or I thought that the like on
Instagram people are just so mean when
you show them who you really are then
like well maybe they won’t relate or
maybe they’ll start being mean
um but now I’ve gotten to a point where
I just don’t care and that’s okay oh
that’s so good because I do think there
is
you know I like to call it the struggle
Olympics like we celebrate one another
culturally for like how Rock Bottom we
are but we don’t always express when she
made it to the other side like it’s
almost like there’s a shame or a
survivor’s guilt for not being that way
anymore so you kind of hide it and
people know you aren’t but it’s like if
you knew how far removed I was from that
maybe you wouldn’t accept me anymore but
I think owning that can be very
aspirational and it does require you to
be comfortable in it in your own skin a
lot of us have wealth now we’re growing
as a as a culture we’re growing as a
people like we can do more and if we
keep having this narrative that all
black people and this is not everybody’s
narrative but that we we’re all lower
that we can’t pay or that we then we’re
never gonna rise so your career has kind
of like taken off in these seven years
like as you have been navigating
conversations about trading what do you
think has been like one of the most
common misconceptions about what you do
that I’m gambling so the one of the big
there’s there’s about four big
misconceptions about trading okay one of
them is that well trading’s too risky
like you’re just gambling and that’s not
true we actually look at charts and we
we pick really strategic trades so we’re
not actually gambling we have we have
high probability of success for the
trades that we’re taking nice and if we
don’t find that then we don’t take the
trade so that’s one of them another one
is you have to have a lot of money to
invest or to trade to invest in general
you can start with something really low
and then some of the stocks that I love
they’re the cheapest that I’ve seen in a
long time for example same thing Amazon
Google all of them within 200 you could
get a share
all right so I was investing or wanted
to invest in Google when their IPO came
out okay that was my senior year of high
school not to date myself but that’s a
long time ago and it was 83 dollars when
it first came out eighty three dollars
there now
20 plus years later you can get the same
you can get a share of Google for almost
the same price wow so it doesn’t take a
lot of money to invest it’s just the
courage to say okay this is what I’m
gonna do I’m gonna put some of my money
aside and actually purchase the stock
instead of just buying or using the
company right so that’s another
misconception and then one last one is
that oh it’s gonna be too hard I got to
know a lot of math and I gotta know one
like I was in elementary school I worked
you know I worked in elementary school
like if I could break it down anybody
could learn it right but it’s not that
tough really it’s more like business
savvy and a lot of us we have business
savvy yeah just to make it just right
yeah we know how to negotiate we know
how to hack we know how to get whatever
we want a little bit cheaper that’s the
same thing you’re going to do with
stocks instead of getting full price
you’re going to wait for it to come down
to a better price and then that’s when
we purchase it so it’s more business
savvy how much well I’m sure it plays a
lot finances obviously not my thing
which is why I enjoy learning to love
how much does the climate of the economy
the recession are we in a recession is
it going to get worse how much of that
is playing a role into what you do right
now all of the things in the economy
play a big part okay one of the things
with recession we know recession is
coming but because of that we can be
ready for when stocks go down in price
okay so it’s about like being prepared
versus being reactionary so this would
be the time to learn this would be the
time to start saving your money so that
when stocks come down you’re good okay
it’d be like knowing that covet was
coming ahead of time then you’re like
okay
let me get my books ready my coins done
um
also because I look at stock charts we
can kind of forecast where where
companies will go and then the news
helps reach those levels quicker okay so
for example if the FED makes an
announcement yeah it’ll move the market
really quick but usually it’ll move it
into a place that we already thought it
might come okay so say for example the
overall Market is at 4 300 the S P 500
it’s at 4 300. If the Fed makes an
announcement and says okay we’re about
to raise interest rates we know it might
fall but but looking at a chart we could
say okay it’s going to fall to 4 200
like we can kind of estimate so the news
plays a part but it just moves things a
little quicker to where we thought it
may already go okay that makes sense it
does it does I have to ask you like or
such a girly question what was like your
first big Splurge when you were like
okay I have really like made it to the
other side things are turning around I’m
going to go ahead and get me a blank
houses are my pleasure okay like I’ve
been in real estate as long as I’ve been
in trading in the stock market okay I
used to actually help teachers relocate
to Dallas oh wow okay so now I bought a
big house and my mom moved into the
house so that was nice I retired my mom
that was a big thing I hired a lot of my
family that was another big Splurge
amazing so those are some of the things
how is it working with family girl
people are crazy everybody but then it’s
like also like these are the people I
trust but you this is the crazy I trust
yes exactly like that’s the part that
was nice like I never had to worry like
are they taking money yeah and then my
family they actually are really hard
workers so that was a blessing like I
didn’t have to worry about like were
they giving their best they were yeah
they were going to try their hardest
like it was not just about me like this
was we we have a business we’re trying
to make sure that people are learning we
want the people we’re teaching to be
successful so it was more about like how
are we all serving so that was good but
we have had to make some changes
recently just because I feel like when
you hire a family they they don’t know
all of the like they’re not skilled
enough to take you always to the next
level so in our case we had to actually
like hire some new people that know how
to get to that next level yeah and bring
some new Talent how do you define the
next level for you
first I gotta sleep ah that would help
that’s right I know that would really
help
sleep one yeah
um two
like I’m in a season right now where I
think I’m kind of quiet and waiting for
the Lord to reveal it oh because I still
feel like all of this is definitely God
the way that it happened so quickly and
money has just come and there was one
lady who actually prophesied to me and
she was like Terry if you um
she’s like God she had a dream and she
was like God told me to tell you that as
long as you keep obeying him he’ll keep
pouring resources out to you wow and
then it started happening so I I really
feel like this is a God thing and at
some point he’s going to tell me how he
wants to use his money like where he
wants me to fund what Ministries he
wants me to give to Etc yeah so I’m kind
of waiting a little bit for what God has
next but
I do think there is something about like
finding comfort
in this current stage and then showing
other people so that it becomes
normalized because I I think that there
is something about like normalizing
wealth normalizing black women with
wealth normalizing
um black women being at this higher
stage and not even just women but but
black and brown people all just being at
a higher level yeah and there’s
something that I can speak to in that
world and I’m not quite sure what
exactly it is but or what it looks like
but I’m excited about it do you think
that men in general or black men are
ready for a woman who is empowered by
her own wealth and identity and
confidence
they are I do too and I think that some
of them have seen their their sisters
and their mothers operate at such a
level of Excellence that it’s actually
what they expect
[Music]
and I think that wow if there’s another
woman that comes along that doesn’t meet
meet what they saw at home then they’re
a little shocked by it yeah so I think
they’re ready yeah okay so how are we
going to get you this rest what are our
plans girl okay first we’re gonna go
we’re gonna go to Greece okay
um yeah definitely get in that taking
everything off of my calendar is that
hard did that yeah I think learning how
to say no you asked me earlier about
things that I’ve had to learn and
learning not to say yes to everything
was something I had to learn and I’m
still kind of going through that like oh
this speaking engagement or this comes
or oh Terry we gotta do you want to be
in this meeting no I’m good thank you
I’m exercising right now because I’m
still not good at it but that felt good
do you feel like uh I don’t know I feel
like when things started changing in my
life that I worried that like is this
just a moment or can I trust this as a
lifetime you know what I mean like is
this the moment or a lifetime how do you
feel about that for yourself have you
settled into like this is my life or are
you hanging on to it like it’s a moment
I definitely felt like it was a season
yeah I thought especially with trading
and investing I thought well maybe just
during covet like it’ll be a couple
years and then people will forget about
investing and they won’t need me anymore
and then covet came and passed and
people still wanted to learn how to
invest wow oh okay yeah I guess it’s
still coming with finances for the
online course I definitely felt like
okay we’ve reached a million No One’s
Gonna buy it anymore yeah people kept
buying
and so so every time I put my own
Milestone on something I think that guys
come back and be like nah that wasn’t
that wasn’t you put a cap here and
there’s much more to come wow okay so
before we go I have to know what woman
in your life has been the most
influential to you as it relates to
pursuing your authenticity
okay so my mom is here so I gotta at
least say her name say that right right
thank you Mommy love you
um but you know who who it really is my
grandmother really her birthday mine is
June 19th hers was two days after me
June 21st okay she was feisty and she’s
the one who told me to quit my job she
had been praying like I was at the
school and you know how you get in that
state where you’re a little nervous to
quit yeah and for me I was in it and now
I’m kind of like well the next person
gonna have it easy because I went
through the hard stuff and yeah and she
was like no I’ve been praying I think
you could leave wow and she also cussed
a little bit tail didn’t kiss you love
that yeah she was feisty but I think she
was the one who was just like like
there’d be times where this is so random
but she would be undressing in front of
the mirror and I’d be like granny
somebody’s gonna see you well if they
see me they gonna get a good thing or
something she just had this like
fearlessness yeah that I hope to embody
what do you hope that she knows about
the impact that she’s had on who you are
today
I hope she knows
that she was a woman of God that I got
that that trickled into me
um just the the faith to know that God
is there and God is real like that that
big Faith yeah that I got it
um from her seeing her and then I can
still carry it she also was like a Bible
study teacher and she talked to a lot of
people I think I got that too from her
oh yeah
um but I also want her to know
that I didn’t give up
and that like she she’s always been
wanting to encourage me like Teresa you
can my name is Tara Latrice okay uh
she’s like Trish you could do anything
like
you can really do anything
and I I believe her wow wow okay
I don’t I don’t know you’ve given us so
much today I guess I just want to know
before we close out someone’s listening
and maybe they’re thinking to themselves
like I don’t know if I’m smart enough I
don’t know if I have as much time but I
am curious about what would be possible
if I just dared to try and take a course
or learn more about trading what would
you say to them
try and take your first trade that would
be the thing I would say one of the
things that um
that we have now is this like take your
first trade Challenge and
I would say just take a baby step do
that it’s like five days you learn about
the market and you just try to take your
first trade just take one at our
conference we had about 20 people take
their first trade they made 10 cents but
they were so excited it’s just the the
first like I just gotta get over the
hump yeah I just gotta try I gotta get
over the fear so take your first trade
then you can decide whatever else you
want but just take your first one okay
well while they’re taking their first
trade we hope you take your first nap in
a long time
thank you so much for sharing your
wisdom with us today I know it’s going
to help a lot of people thank you for
having me my pleasure
[Music]
thank you
[Music]